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Dalorro

Let your money flow. Keep what matters.

Dalorro turns everyday entries into a calm view of your cash flow, budgets, goals, and savings, with clear reports when you need them. Email and password only, no bank connections.

Get started freeSee how it works

Free to start. Email and password only. No credit card.

A sample six-month history. Your numbers will look like yours.

Private by default

Every record is scoped to your account.

Export anytime

Take everything out as JSON or CSV.

Works on any device

A responsive web app you can install.

No bank access

You stay in control of every entry.

Everything you need to keep a clear record.

No bank connections, no payment processing. Just the parts of personal finance that help you see what happened and decide what is next.

Transaction tracking

Record income, expenses, and transfers with payee, notes, tags, and a receipt. Search, filter, edit, and bulk-edit the whole history.

Salary · Acme Corp

Salary

+₱32,500.00 (income)

Kanto Freestyle

Dining out

-₱871.00 (expense)

Monthly investing

Transfer

₱5,000.00 (transfer)

Budgets with states

Set monthly limits by category and see what is on track, close, or over.

Food102.6%
₱12,317.00 of ₱12,000.00
Entertainment84%
₱2,100.00 of ₱2,500.00
Shopping41.8%
₱1,670.00 of ₱4,000.00

Cash flow analysis

See income, spending, net, and savings rate across any period. Transfers never count as either.

Jul – Oct

21.2% saved

IncomeExpenses

Savings goals

Give savings a target date, add contributions, and see the pace.

Emergency fund

₱40,500.00 of ₱150,000.00

27%

Japan trip

₱12,000.00 of ₱80,000.00

15%

New laptop

₱10,000.00 of ₱60,000.00

17%

Recurring bills

Keep upcoming bills in view and record them when they are paid.

Rent · Makati apartment

Nov 1

-₱25,000.00 (expense)

Converge ICT

Nov 2

-₱1,699.00 (expense)

Netflix

Nov 5

-₱549.00 (expense)

Accounts and net worth

Cash, bank, e-wallet, card, savings, and investments in one balance.

BPI SavingsBank₱124,000.00
BPI Credit CardCredit card-₱8,450.00
Index FundInvestment₱112,258.00
Net worth₱243,508.00

Useful observations

Plain-language notes from your own numbers. Rules, not guesses.

Dining out is up 58%

You spent ₱3,617 this month against ₱2,290 last month.

Utilities is over budget

You are at 127% of the ₱4,500 limit with a week left.

PDF reports

Six report types, A4 or Letter, with charts, category tables, and optional transaction detail.

CSV import and export

Bring in a bank export, or take any filtered list out as CSV.

transactions.csv

date,payee,amount2026-10-28,Salary - Acme Corp,32500.002026-10-27,Joyride,-214.00
Export CSV

Three steps to a record you can trust.

The app stays out of the way. Add what happened, set a few limits, and let the totals do the rest.

01

Add your accounts

Start with cash, a bank account, or an e-wallet. Enter the balance you have today.

BPI SavingsBank₱124,000.00
BPI Credit CardCredit card-₱8,450.00
Index FundInvestment₱112,258.00
Net worth₱243,508.00
02

Record the everyday

Add transactions as they happen, or import a CSV from your bank. Transfers stay separate from spending.

Salary · Acme Corp

Salary

+₱32,500.00 (income)

Kanto Freestyle

Dining out

-₱871.00 (expense)

Monthly investing

Transfer

₱5,000.00 (transfer)
03

Review and report

Check your cash flow and budgets, then export a PDF for your records or a conversation.

A closer look at the product.

The same screens you will use, filled with a sample six-month history. Switch tabs to see how each part fits.

dalorro.app/dashboard

Dashboard

October 2026 · Demo data

5 accounts

Total balance

₱243,508.00

Across all accounts

Income

₱65,000.00

0%vs last month

Expenses

₱51,236.00

-3.6%vs last month

Net cash flow

₱13,764.00

+16.2%21.2% savings rate

Cash flow

Income and expenses, last six months

Where it went

Spending by category

Rent
₱25,000.0048.8%
Groceries
₱7,942.0015.5%
Fuel
₱4,258.008.3%
Dining out
₱3,617.007.1%
Electricity
₱2,608.005.1%
Internet
₱1,699.003.3%
Other
₱6,112.0011.9%

Budgets

This month

FoodOver
₱12,317.00₱12,000.00
TransportOver
₱5,625.00₱5,000.00
UtilitiesOver
₱5,723.00₱4,500.00
EntertainmentClose
₱2,100.00₱2,500.00

Goals

Progress toward what matters

Emergency fund

₱40,500.00 of ₱150,000.00

Japan trip

₱12,000.00 of ₱80,000.00

New laptop

₱10,000.00 of ₱60,000.00

Upcoming bills

Next two weeks

Rent · Makati apartment

Nov 1 · BPI Savings

-₱25,000.00 (expense)

Converge ICT

Nov 2 · BPI Credit Card

-₱1,699.00 (expense)

Netflix

Nov 5 · BPI Credit Card

-₱549.00 (expense)

Spotify

Nov 8 · BPI Credit Card

-₱149.00 (expense)

Recent activity

Latest transactions

Salary · Acme Corp

Oct 28 · Salary

+₱32,500.00 (income)

Joyride

Oct 27 · Ride hailing

-₱214.00 (expense)

Kanto Freestyle

Oct 25 · Dining out

-₱871.00 (expense)

S&R

Oct 24 · Groceries

-₱1,441.00 (expense)

Monthly investing

Oct 16 · Transfer

₱5,000.00 (transfer)

One view of balances, cash flow, budgets, goals, savings, and the bills coming up.

A report you can hand to someone.

Choose a period and the sections that matter. Dalorro builds the PDF on the server with your currency, locale, and report logo.

  • Monthly Summary
  • Custom Range
  • Category Spending
  • Cash Flow Statement
  • Budget Performance
  • Annual Summary
A4 or LetterInclude chartsInclude transaction detailFilter by account or categoryMatching CSV exportSaved to report history

Reports are generated on demand and saved to your history, so you can regenerate one later.

Build a reportSample data shown below.

Dalorro

Personal finance

Monthly Summary

October 1 to October 31, 2026

Income
₱65,000.00
Expenses
₱51,236.00
Net
+₱13,764.00

Spending by category

RentGroceriesFuelDining outElectricity

Largest expenses

Rent · Makati apartment₱25,000.00
S&R₱2,754.00
Shell₱2,080.00
Converge ICT₱1,699.00
Generated by Dalorro · dalorro.app21.2% saved

Your records stay yours.

A record book holds sensitive numbers. The defaults should make that obvious.

Passwords handled by Neon Auth

Passwords are hashed by the auth service and sessions use HTTP-only cookies. Dalorro never stores a password.

Every query is scoped

Each read and write is filtered by your user id. No screen can load another account's records.

Your data leaves with you

Export everything as JSON, export filtered transactions as CSV, and take report data with you.

Delete your financial data

Remove your records and receipt files from Settings. No payment or bank integration is involved.

Questions, answered plainly.

If something is still unclear, the app is the fastest way to see how it works.

Start with one account. Watch the flow take shape.

Add an entry, set a budget, name a savings goal. Your cash flow and reports build from there.

Get started free

Free to start. Email and password only. No credit card.